.credit-card-article .cc-hero-section{
  background:linear-gradient(180deg,#fbfdfc,#fff);
  border-bottom:1px solid var(--gray);
  position:relative;
  overflow:hidden;
  padding:60px 0 50px;
}
.credit-card-article .cc-hero-section::before{
  content:"";
  position:absolute;
  top:0;right:0;
  width:200px;height:200px;
  background:radial-gradient(circle at 30% 30%,rgba(17,183,181,.12),transparent 40%);
  z-index:0;
}
.credit-card-article .cc-hero-inner{
  display:grid;
  grid-template-columns:minmax(0,1.1fr) minmax(280px,.9fr);
  gap:40px;
  align-items:start;
  position:relative;
  z-index:1;
}
@media (max-width:980px){
  .credit-card-article .cc-hero-inner{
    grid-template-columns:1fr;
    gap:30px;
  }
}
.credit-card-article .cc-eyebrow{
  display:inline-flex;
  padding:6px 14px;
  border-radius:999px;
  background:var(--background-blue);
  border:1px solid #b8d8d5;
  color:var(--primary);
  font-weight:700;
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.06em;
  font-family:var(--lato);
}
.credit-card-article .cc-hero h1{
  font-family:var(--lato);
  font-size:clamp(2.2rem,4.5vw,3rem);
  font-weight:700;
  line-height:1.18;
  color:#000;
  margin:16px 0 14px;
}
.credit-card-article .cc-hero p.lead{
  font-family:var(--openSans);
  font-size:1.08rem;
  color:#444;
  line-height:1.7;
  max-width:720px;
  margin:0 0 14px;
}
.credit-card-article .cc-hero-meta{
  font-family:var(--openSans);
  font-size:.88rem;
  color:#777;
}
.credit-card-article .cc-hero-card{
  background:#fff;
  border:1px solid var(--gray);
  border-radius:16px;
  padding:22px;
  box-shadow:0 8px 28px rgba(0,0,0,.05);
}
.credit-card-article .cc-hero-card h2{
  font-family:var(--lato);
  font-size:1.12rem;
  margin:0 0 5px;
  color:#000;
}
.credit-card-article .cc-hero-card>p{
  font-family:var(--openSans);
  font-size:.88rem;
  margin:0 0 16px;
  color:#555;
}
.credit-card-article .cc-stack-row{
  background:#fff;
  border:1px solid var(--gray);
  border-radius:10px;
  padding:13px 14px;
  margin-top:10px;
  display:flex;
  justify-content:space-between;
  gap:10px;
}
.credit-card-article .cc-stack-row strong{
  font-family:var(--lato);
  font-weight:700;
  font-size:.92rem;
}
.credit-card-article .cc-stack-row small{
  display:block;
  color:#777;
  font-size:.8rem;
  margin-top:3px;
}

/* ---- Layout: TOC + article ---- */
.credit-card-article .cc-layout{
  display:grid;
  grid-template-columns:240px 1fr;
  gap:48px;
  padding:48px 0;
}
@media (max-width:980px){
  .credit-card-article .cc-layout{
    grid-template-columns:1fr;
    gap:24px;
  }
}
.credit-card-article .cc-toc{
  align-self:start;
}
.credit-card-article .cc-toc-sticky{
  position:sticky;
  top:100px;
  background:#fff;
  border:1px solid var(--gray);
  border-radius:12px;
  padding:18px;
}
.credit-card-article .cc-toc strong{
  display:block;
  font-family:var(--lato);
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.05em;
  margin-bottom:10px;
  color:#555;
}
.credit-card-article .cc-toc a{
  display:block;
  text-decoration:none;
  color:#444;
  font-size:.88rem;
  line-height:1.5;
  padding:4px 0;
}
.credit-card-article .cc-toc a:hover{
  color:var(--primary);
}
@media (max-width:980px){
  .credit-card-article .cc-toc-sticky{
    position:static;
  }
}

/* ---- Article content ---- */
.credit-card-article .cc-article{
  font-family:var(--openSans);
  color:#333;
  line-height:1.72;
}
.credit-card-article .cc-article > h1{
  display:none;
}
.credit-card-article .cc-article .cc-lead{
  font-size:1.1rem;
  line-height:1.75;
  color:#333;
  margin:0 0 24px;
}
.credit-card-article .cc-article h2{
  font-family:var(--lato);
  font-size:clamp(1.7rem,3vw,2.2rem);
  font-weight:700;
  line-height:1.2;
  color:#000;
  margin:50px 0 18px;
  scroll-margin-top:110px;
}
.credit-card-article .cc-article h3{
  font-family:var(--lato);
  font-size:clamp(1.2rem,2vw,1.35rem);
  font-weight:700;
  line-height:1.3;
  color:#000;
  margin:32px 0 12px;
  scroll-margin-top:110px;
}
.credit-card-article .cc-article h4{
  font-family:var(--lato);
  font-size:1.05rem;
  font-weight:700;
  line-height:1.3;
  color:#000;
  margin:22px 0 8px;
}
.credit-card-article .cc-article p{
  margin:0 0 20px;
}
.credit-card-article .cc-article ul,
.credit-card-article .cc-article ol{
  margin:0 0 20px;
  padding-left:28px;
}
.credit-card-article .cc-article li{
  margin:8px 0;
  line-height:1.6;
}
.credit-card-article .cc-article a{
  color:var(--primary);
  text-decoration:none;
}
.credit-card-article .cc-article a:hover{
  color:var(--primary-hover);
}
.credit-card-article .cc-article strong{
  font-weight:700;
  color:#000;
}

/* ---- Callouts ---- */
.credit-card-article .cc-callout{
  margin:30px 0;
  padding:20px 24px;
  border-radius:14px;
  border:1px solid #b8d8d5;
  background:var(--background-blue);
  font-family:var(--openSans);
}
.credit-card-article .cc-callout.warn{
  background:rgba(255,242,235,1);
  border-color:#ffd9c4;
}
.credit-card-article .cc-callout.danger{
  background:rgba(255,248,245,1);
  border-color:#f5c6c0;
}
.credit-card-article .cc-callout strong{
  color:#000;
}

/* ---- Feature cards ---- */
.credit-card-article .cc-cards{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:16px;
  margin:28px 0;
}
@media (max-width:768px){
  .credit-card-article .cc-cards{
    grid-template-columns:1fr;
  }
}
.credit-card-article .cc-card{
  background:#fff;
  border:1px solid var(--gray);
  border-radius:14px;
  padding:20px;
  box-shadow:0 4px 16px rgba(0,0,0,.04);
}
.credit-card-article .cc-card .cc-badge{
  width:34px;height:34px;
  display:grid;place-items:center;
  border-radius:50%;
  background:var(--background-blue);
  color:var(--primary);
  font-weight:900;
  margin-bottom:12px;
  font-family:var(--lato);
}
.credit-card-article .cc-card h3{
  font-family:var(--lato);
  font-size:1.08rem;
  font-weight:700;
  margin:0 0 8px;
}
.credit-card-article .cc-card p{
  margin:0;
  color:#666;
  font-size:.9rem;
}

/* ---- Example blocks ---- */
.credit-card-article .cc-example{
  border:1px solid var(--gray);
  border-radius:18px;
  overflow:hidden;
  margin:30px 0;
  background:#fff;
  box-shadow:0 8px 28px rgba(0,0,0,.04);
}
.credit-card-article .cc-example-head{
  padding:18px 22px;
  background:var(--primary);
  color:#fff;
}
.credit-card-article .cc-example-head h3{
  color:#fff;
  margin:0 0 4px;
  font-family:var(--lato);
  font-size:1.18rem;
}
.credit-card-article .cc-example-head p{
  margin:0;
  color:rgba(255,255,255,.82);
  font-size:.86rem;
}
.credit-card-article .cc-example-body{
  padding:18px 22px;
}
.credit-card-article .cc-money-row{
  display:grid;
  grid-template-columns:1fr auto;
  gap:18px;
  padding:12px 0;
  border-bottom:1px solid var(--gray);
}
.credit-card-article .cc-money-row:last-child{
  border-bottom:0;
}
.credit-card-article .cc-money-row .cc-sub{
  font-size:.82rem;
  color:#777;
  margin-top:3px;
}
.credit-card-article .cc-money-row.total{
  font-weight:900;
  font-size:1.05rem;
}
.credit-card-article .cc-money-row.keep{
  background:var(--background-blue);
  margin:10px -12px -6px;
  padding:14px 12px;
  border-radius:12px;
  color:var(--primary);
  font-weight:700;
}

/* ---- Tables ---- */
.credit-card-article .cc-table-wrap{
  overflow-x:auto;
  margin:26px 0;
  border:1px solid var(--gray);
  border-radius:10px;
}
.credit-card-article .cc-table{
  width:100%;
  border-collapse:collapse;
  font-family:var(--openSans);
  font-size:.88rem;
  min-width:600px;
}
.credit-card-article .cc-table th,
.credit-card-article .cc-table td{
  padding:12px 14px;
  text-align:left;
  vertical-align:top;
  border-bottom:1px solid var(--gray);
}
.credit-card-article .cc-table thead th{
  background:var(--primary);
  color:#fff;
  font-family:var(--lato);
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.04em;
  font-weight:700;
}
.credit-card-article .cc-table tbody tr:last-child td{
  border-bottom:0;
}
.credit-card-article .cc-table strong{
  font-weight:700;
}
.credit-card-article .cc-table .cc-pill{
  display:inline-block;
  border-radius:999px;
  padding:3px 10px;
  background:var(--background-blue);
  color:var(--primary);
  font-size:.72rem;
  font-weight:700;
  font-family:var(--lato);
  white-space:nowrap;
}
.credit-card-article .cc-highlight-row{
  background:rgba(17,183,181,.04);
}

/* ---- Formula ---- */
.credit-card-article .cc-formula{
  margin:28px 0;
  padding:24px;
  border-radius:16px;
  background:var(--primary);
  color:#fff;
  text-align:center;
}
.credit-card-article .cc-formula small{
  display:block;
  color:rgba(255,255,255,.78);
  text-transform:uppercase;
  letter-spacing:.07em;
  font-weight:700;
  font-size:.78rem;
}
.credit-card-article .cc-formula strong{
  display:block;
  color:#fff;
  font-size:clamp(1.15rem,2.4vw,1.45rem);
  margin-top:8px;
  font-family:var(--lato);
}

/* ---- Calculators ---- */
.credit-card-article .cc-calculator{
  margin:30px 0;
  padding:24px;
  border:1px solid var(--gray);
  border-radius:18px;
  background:#fff;
}
.credit-card-article .cc-calculator h3{
  margin-top:0;
  font-family:var(--lato);
  font-size:1.3rem;
  font-weight:700;
}
.credit-card-article .cc-calc-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:16px;
  margin-top:16px;
}
@media (max-width:576px){
  .cc-calc-grid{
    grid-template-columns:1fr;
  }
}
.credit-card-article .cc-calculator label{
  font-size:.85rem;
  font-weight:700;
  display:block;
  margin-bottom:6px;
  color:#333;
  font-family:var(--lato);
}
.credit-card-article .cc-calculator input{
  width:100%;
  border:1px solid #bbb;
  background:#fff;
  border-radius:10px;
  padding:11px 13px;
  font-family:var(--openSans);
  color:#000;
  outline:none;
}
.credit-card-article .cc-calculator input:focus{
  border-color:var(--primary);
  box-shadow:0 0 0 3px rgba(17,183,181,.12);
}
.credit-card-article .cc-metrics{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:12px;
  margin-top:18px;
}
@media (max-width:576px){
  .cc-metrics{
    grid-template-columns:1fr;
  }
}
.credit-card-article .cc-metric{
  background:var(--background-blue);
  border:1px solid #b8d8d5;
  border-radius:12px;
  padding:14px 15px;
  text-align:center;
}
.credit-card-article .cc-metric small{
  display:block;
  color:#666;
  margin-bottom:4px;
  font-size:.78rem;
  font-family:var(--lato);
  text-transform:uppercase;
  letter-spacing:.04em;
}
.credit-card-article .cc-metric strong{
  display:block;
  font-size:1.4rem;
  color:var(--primary);
  font-family:var(--lato);
}
.credit-card-article .cc-fine{
  font-size:.8rem;
  color:#777;
  margin:10px 0 0;
}

/* ---- Checklist ---- */
.credit-card-article .cc-checklist{
  list-style:none;
  padding:0;
}
.credit-card-article .cc-checklist li{
  position:relative;
  padding-left:32px;
  margin:12px 0;
  line-height:1.5;
}
.credit-card-article .cc-checklist li:before{
  content:"\2713";
  position:absolute;
  left:0;
  top:0;
  width:22px;
  height:22px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:var(--primary);
  color:#fff;
  font-size:.74rem;
  font-weight:900;
}

/* ---- Fee-zero grid ---- */
.credit-card-article .cc-fee-zero-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:10px 16px;
  margin:22px 0;
}
@media (max-width:576px){
  .cc-fee-zero-grid{
    grid-template-columns:1fr;
  }
}
.credit-card-article .cc-fee-zero{
  padding:12px 14px;
  border-radius:12px;
  background:#fff;
  border:1px solid var(--gray);
  font-weight:700;
  font-family:var(--openSans);
}
.credit-card-article .cc-fee-zero:before{
  content:"0 ";
  color:var(--primary);
  font-size:1.3rem;
  font-weight:900;
  font-family:var(--lato);
}

/* ---- FAQ ---- */
.credit-card-article .cc-faq details{
  padding:14px 0;
  border-top:1px solid var(--gray);
}
.credit-card-article .cc-faq details:last-of-type{
  border-bottom:1px solid var(--gray);
}
.credit-card-article .cc-faq summary{
  font-weight:700;
  cursor:pointer;
  color:#000;
  line-height:1.45;
  font-family:var(--lato);
  font-size:1.02rem;
  list-style:none;
  position:relative;
  padding-right:30px;
}
.credit-card-article .cc-faq summary::after{
  content:"\002B";
  position:absolute;
  right:0;
  top:50%;
  transform:translateY(-50%);
  font-size:1.3rem;
  color:var(--primary);
  font-family:var(--lato);
}
.credit-card-article .cc-faq details[open] summary::after{
  content:"\2212";
}
.credit-card-article .cc-faq p,
.credit-card-article .cc-faq ul{
  margin:14px 0 0;
  color:#444;
}

/* ---- CTA ---- */
.credit-card-article .cc-cta{
  margin:50px 0;
  padding:34px;
  border-radius:22px;
  color:#fff;
  background:linear-gradient(135deg,var(--primary),var(--primary-hover));
  box-shadow:0 12px 40px rgba(0,0,0,.08);
}
.credit-card-article .cc-cta h2{
  color:#fff;
  margin:0 0 10px;
  font-family:var(--lato);
}
.credit-card-article .cc-cta p{
  color:rgba(255,255,255,.85);
  max-width:680px;
  margin:0 0 20px;
}
.credit-card-article .cc-cta-actions{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin-top:20px;
}
.credit-card-article .cc-cta .green-button{
  background:var(--primary);
  color:#fff;
}
.credit-card-article .cc-cta .green-button:hover{
  background:var(--primary-hover);
}
.credit-card-article .cc-cta .cc-btn-outline{
  background:transparent;
  color:#fff;
  border:1px solid rgba(255,255,255,.5);
}
.credit-card-article .cc-cta .cc-btn-outline:hover{
  border-color:#fff;
  color:#fff;
}

/* ---- Sources ---- */
.credit-card-article .cc-sources{
  margin-top:40px;
  border-top:1px solid var(--gray);
  padding-top:22px;
  color:#777;
  font-size:.84rem;
}
.credit-card-article .cc-sources ul{
  padding-left:22px;
}
.credit-card-article .cc-sources li{
  margin:8px 0;
}
.credit-card-article .cc-sources a{
  color:var(--primary);
}

/* ---- Disclaimer ---- */
.credit-card-article .cc-disclaimer{
  margin-top:22px;
  padding:18px 20px;
  border-radius:12px;
  background:#f7f8f7;
  border:1px solid var(--gray);
  color:#777;
  font-size:.84rem;
}
.credit-card-article .cc-disclaimer strong{
  color:#000;
}

/* ---- SNS sharing ---- */
.credit-card-article .cc-sns-box h3{
  color:var(--primary);
  font-size:1.1rem;
  font-family:var(--lato);
}
.credit-card-article .cc-sns-icons button,
.credit-card-article .cc-sns-icons a{
  font-size:24px;
  color:var(--primary);
  margin:0 16px 0 0;
}
.credit-card-article .cc-sns-icons button:hover,
.credit-card-article .cc-sns-icons a:hover{
  color:var(--primary-hover);
}

/* ---- Related posts ---- */
.credit-card-article .cc-blog-card-section{
  display:flex;
  justify-content:center;
  margin-top:40px;
}
.credit-card-article .cc-blog-card-heading{
  text-align:center;
  font-family:var(--lato);
  font-size:1.8rem;
  margin:50px 16px 16px;
  color:#000;
}
.credit-card-article .cc-sub-title{
  text-align:center;
  font-size:1.8rem;
  font-family:var(--lato);
  margin:50px 0 16px;
  color:#000;
}

/* ---- Language switcher on article ---- */
.credit-card-article .cc-lang-switch{
  margin:18px 0;
  text-align:right;
}
.credit-card-article .cc-lang-switch a{
  font-size:.88rem;
  color:#555;
  text-decoration:underline;
  margin-left:16px;
}
.credit-card-article .cc-lang-switch a:hover{
  color:var(--primary);
}

/* ---- Breadcrumb ---- */
.credit-card-article .cc-breadcrumb{
  padding:14px 0;
  font-size:.85rem;
  color:#777;
}
.credit-card-article .cc-breadcrumb a{
  color:var(--primary);
  text-decoration:none;
}
.credit-card-article .cc-breadcrumb a:hover{
  color:var(--primary-hover);
}